The Return of the Ring MasterCard and its Social Community from Barclaycard US

by on Mar 23, 2017

In February, Barclaycard US reintroduced one of its flagship products, the Ring MasterCard, following nine months of public site and online application suspension. The firm significantly increased the purchase and balance transfer APR from 8.25% to 13.49%, though the card still stands out for its lack of and extremely low fees. Below, we track the evolution of the card’s attributes since its introduction in 2012:

The firm first launched the unique product and the accompanying Ring Community in April 2012. Through the Ring Community online forum, card holders can influence the features, benefits and details of the card via crowd-sourcing, as well as interact with each other and the firm. The Community also provides access to Barclaycard US-run blogs, polls and financial debt management tools. The Barclaycard Ring product remains a social entity with a community forum and a GiveBack program, allowing for profit-sharing with other Ring Community members and donation of reward points to charity.

Public Site Barclaycard Ring Community

To see how Barclaycard US and the Ring product stack up against other products from firms in the Credit Card Monitor coverage group, check out the March 2017 CCM Report on Credit Card Fees.